RBA increased rates by 0.5% in September 2023

RBA increased rates by 0.5% today.

This will see an average repayment on a $800,000 mortgage rise to more than $4,300 per month, which would be an increase of $1,000 since April.

So where are interest rates going? How will this affect property prices? and are you prepared?

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Matthew McCabe
Where are interest rates going?

It has now been a week since we have had the Fed Reserve chairman Powell came out and shook the confidence out of the market, after the market was filled with optimism amid signs that inflation had peaked. Powell reiterated the Fed’s policy stance will be sufficiently restrictive to return inflation to 2%.

So where are interest rates going? How will this affect property prices? and are you prepared?

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Matthew McCabe
Smart Super Strategies

We continue to support and educate many about how they can use their superannuation better.

We outline five key strategies that have worked for many of our clients and may benefit you.

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Matthew McCabe
Client Stories - Part 2

We wanted to share with you some of our client stories, to provide a snapshot of what we do and how we support our clients.

Part two of the series dives into a couple looking to retire.

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Matthew McCabe
Are you a victim?

We are called to be architects of the future, not its victims.

If we don’t… we are nothing more than victims to governments, jobs, inflation, Covid, and… fate.

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Matthew McCabe
Never waste a crisis

Never waste a crisis.

Our current situation is very different to 2008, which was caused by lending excesses in the US housing market or the pandemic related collapse of 2020.

Our Newcastle Financial Planning Advisers discuss the factors at play in 2022.

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Matthew McCabe
How do I inflation proof my retirement?

How do I inflation proof my retirement?'

Inflation measures the change in the cost of living over time. There’s a good chance the spending power of the income you have now will be reduced by inflation during your retirement because the costs of goods and services will rise.

Part of maintaining your lifestyle in retirement is making sure your retirement income can keep up with inflation.

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Matthew McCabe
Understanding Market downturns

Rising inflation, rising rates, continued war, surging energy prices, talks of recession… the list goes on about what’s possible to worry about!

However, it’s times such as these, it’s important to focus on what is within your control and look through the short-term noise. While dramatic market losses can sting, it’s important to keep a long-term perspective and stay invested in order to participate in the recoveries that typically follow.

Don't make long term decisions on short term metrics.

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Matthew McCabe
Market Update - June 2022

Our Newcastle & Lake Macquarie financial planning advisers provide a market update, highlighting what is happening around the global, what we are doing for our clients, and how we can support you.

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Matthew McCabe