A crisis has been brewing in China’s property market since a significant change in policy by Beijing in 2020. In the last week, Evergrande finally succumbed to its staggering debt, and other developers are on shaky ground. We explain what led up to this, and what it may mean for China given the property sector accounts for a quarter of that economy.
Read MoreWhat is Cash Stuffing?
Cash Stuffing or Envelope Budgeting or bucket system, is a process of splitting up your cash each moth into envelopes assigned to a line of your budget.
Market Update – August 2023
The Reserve Bank of Australia (RBA) chose to hold interest rates in July at 4.10% and then paused for a second month in August. Meanwhile, the US Federal Reserve and European Central Bank (ECB) increased its rates. China’s manufacturing slowdown continued.
Read MoreWhy our financial planners focus on more than just building wealth
Financial planners play a crucial role in helping individuals navigate the complex landscape of personal finance. While the traditional perception of financial planning often centres around building wealth and optimising investments, many forward-thinking financial planners, like those at Newcastle Advisors, are recognising the significance of focusing on more than just monetary gains.
Read MoreYour Retirement: Unlocking a world of possibilities with Newcastle Advisors
Embarking on your retirement journey opens the door to a world of possibilities waiting to be explored. At Newcastle Advisors, we're delighted to present you with a fresh spectrum of opportunities that redefine this phase of your life.
Our aim is to assist you in delving into possibilities, explore new ideas and engaging in discussions on their practical implementation. We're not just financial advisors; we're your partners in discovering the untapped potential of your retirement.
Read MoreHealthy Retirement Dreams
Doctors and dentists, your dedication to improving lives is unmatched, and your tireless efforts deserve a rewarding retirement that reflects your lifelong commitment to healthcare. Just as you diagnose ailments and develop intricate treatment plans, crafting a retirement strategy requires a customized approach that aligns with your specific needs and aspirations. At Newcastle Advisors, we specialize in turning your retirement dreams into a tangible reality, ensuring that your hard-earned years of service are followed by a retirement that's as fulfilling as it is financially secure.
Read MorePrescribing Financial Wellness: Tailored Advice for Doctors and Dentists
Let us help you achieve financial wellness so you can continue to provide first class care to your patients and enjoy a prosperous future. Contact us today to schedule a consultation and embark on the path to a healthier financial future.
Read MoreReality Check: Retirement or Neverland?
Retirement, the Neverland of adulthood – a whimsical place where responsibilities seem to fade away and the golden years stretch out like a forever summer. It's a land where you don't have to grow up, and the worries of the working world can seemingly vanish. But unlike the timeless Peter Pan, we mere mortals do age, and the passage of time inevitably catches up with us.
Read MoreThe road to a secure retirement: Why professional financial advice matters. Retirement is a significant milestone in one's life, representing the culmination of years of hard work, dedication, and financial planning. As you approach this new chapter, the need for sound financial advice becomes increasingly crucial. While many retirees might believe they have a solid grasp of their finances, the complexities of retirement planning often necessitate expert guidance. This is where the role of professional financial advisors shines.
Read MoreWhat to do If you win the lotto?
Most people have no idea how much money they will need to achieve financial security, independence and freedom. The giant numbers in their head are so intimidating that they never even start a plan to get there.
However, this is the question one Lake Macquarie mum will be asking after she won $2.6m over the weekend.
Read MoreEquity markets remain too optimistic
Read MoreHow will the review of the RBA and the 51 recommendations affect you and your family?
Read MoreHow much super do you need to retire comfortably?
Our Newcastle Financial Planning Advisers discuss the recent research from ASFA.
Read MoreUnlocking your financial potential to open up new possibilities.
Are you tired of feeling like your finances are holding you back from achieving your dreams? Do you want to unlock your financial potential and take advantage of every opportunity that comes your way? If so, you're not alone.
Many people struggle with managing their finances and making the most of their money. However, with the right financial planning, you can unlock your financial potential and open up a world of opportunities.
Read MoreInflation is still driving investment markets, which means a cautious approach for now.
The market doesn’t know if it is Arthur or Martha at the moment. It could actually be non-binary!
Our expert investment financial planners discuss what has been happening, the outlook & opportunities.
Read MoreBudgeting is an important part of retirement planning, but it can also be a source of stress and anxiety. After all, no one wants to spend their golden years worrying about money! But budgeting doesn't have to be a chore. We'll explore some takes on budgeting in retirement and how to make the most of your finances without sacrificing fun and enjoyment.
Read MoreRetirement is a time of change and transition, and for many people, it can be a time of great uncertainty. One of the biggest changes that retirees face is a shift in their lifestyle. After decades of work and routine, retirees suddenly find themselves with an abundance of free time and the freedom to choose how they want to spend it.
Read MoreRetirement – that magical time in your life where you get to finally kick back, relax and enjoy the fruits of your labour. But before you get too excited about all the naps you’ll be taking and the rounds of golf you’ll be playing, there are a few things you need to know about this new chapter of your life.
Read MoreDon't Risk Losing Your Home: The Importance of Personal Insurance When You Have a Mortgage.
Purchasing a home is one of the most significant investments you will make in your lifetime. When taking out a mortgage to finance your home, it's essential to consider how you will protect your investment in the event of an unexpected circumstance. Personal insurance can provide financial security for you and your family in the face of adversity. We discuss the benefits of personal insurance with a mortgage.
Read MoreIs It Better to Invest or Repay Debt? Financial Experts Weigh In.
When interest rates are high, homeowners are faced with a dilemma of whether to invest or repay their home loans. Both options have their advantages and disadvantages, and choosing the right strategy can depend on individual circumstances, risk tolerance, and financial goals. We explore the pros and cons of investing versus repaying your home loan in a high-interest rate environment.
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