Retirement is a time of change and transition, and for many people, it can be a time of great uncertainty. One of the biggest changes that retirees face is a shift in their lifestyle. After decades of work and routine, retirees suddenly find themselves with an abundance of free time and the freedom to choose how they want to spend it.
Read MoreRetirement – that magical time in your life where you get to finally kick back, relax and enjoy the fruits of your labour. But before you get too excited about all the naps you’ll be taking and the rounds of golf you’ll be playing, there are a few things you need to know about this new chapter of your life.
Read MoreDon't Risk Losing Your Home: The Importance of Personal Insurance When You Have a Mortgage.
Purchasing a home is one of the most significant investments you will make in your lifetime. When taking out a mortgage to finance your home, it's essential to consider how you will protect your investment in the event of an unexpected circumstance. Personal insurance can provide financial security for you and your family in the face of adversity. We discuss the benefits of personal insurance with a mortgage.
Read MoreIs It Better to Invest or Repay Debt? Financial Experts Weigh In.
When interest rates are high, homeowners are faced with a dilemma of whether to invest or repay their home loans. Both options have their advantages and disadvantages, and choosing the right strategy can depend on individual circumstances, risk tolerance, and financial goals. We explore the pros and cons of investing versus repaying your home loan in a high-interest rate environment.
Read MoreExpert Advice on How to Repay Your Home Loan Sooner and Save Money.
When it comes to home loans, the repayment process can seem overwhelming, especially if you're a first-time buyer. However, with some planning and the right strategy, you can reduce the burden of your home loan repayments and pay off your mortgage faster. We explore simple home loan repayment strategies that can help you reduce the interest payable and pay off your loan quicker.
How to combat inflation and rising interest rates: Tips for protecting your wealth.
In recent years, many people have enjoyed low mortgage interest rates and a relatively stable cost of living. However, over the past 10-12 months this has changed. Now that we are in a period of higher mortgage interest rates, higher cost of living, and higher inflation, it's essential to take steps to protect your finances and ensure you're prepared for the challenges ahead.
Read MoreRetirement is a time when you finally get to do what you’ve always wanted to do, but it’s not something that just happens automatically. If you want to retire comfortably and securely, you need to have a plan in place. Retirement planning is the process of determining your retirement income goals and the actions and decisions you need to achieve those goals. It’s never too early or too late to start planning for your retirement.
Read MoreWhy Retirement Advice is crucial for a secure future.
Retirement advice is crucial for a secure future. By partnering with a retirement advisor, you can benefit from their expertise, personalized approach, and guidance in creating a solid financial plan. Don't wait until it's too late. Start planning for your retirement today.
Read MoreBT Panorama has recently sent out emails to their members outlining that they will be transferring their super fund to “streamline our superannuation business”
We unpack what this means for you, the member, and what you need to do.
Read MoreYour Newcastle Financial Planner, Matthew McCabe, speaks with Cam & Chris from BetaShares about the outlook of the economy and markets.
Read MoreHow to financially prepare yourself for your retirement.
Our retirement specialist, Matthew McCabe, takes us through several things to consider.
Read MoreWhat are the top financial goals for 2023?
Recent research from CBA has revealed the top financial goals for 2023. Our Newcastle Financial Planning Advisers discuss five practical tips to support you and where you can go for expert financial advice.
Read MoreOur Newcastle Financial Planning Advisers review 2022 and provide an outlook for 2023.
Read MoreWhat can we learn from Australian billionaire Gerry Harvey?
Read MoreFive ways to access your superannuation
Read MoreShould you include social security in your retirement plan?
Whether or not you should include social security in your retirement plan depends on your individual financial situation and goals. However, there are a few things to consider.
Read MoreIt is not helpful or productive to think about ways to stay broke, as poverty can be difficult and challenging condition that can have negative impacts on a person’s quality of life and overall well-being.
However, you can learn just as much from broke people as you can from the wealthy.
The thing you are after and the opposite are highly related. Do not overlook the lessons you can learn from broke people.
Read MoreWhat financial goals should over 60s be making?
Our Newcastle Financial Planners provide their advice and tips to setting goals in your 60s.
Read MoreHow do you retire on your terms and avoid making financial mistakes when retiring?
Our financial planners discuss the top ten financial mistakes to avoid when retiring.
Read MoreStart making your goals today and see where they take you tomorrow.
Our financial planners discuss how to set goals, why goals are important, why setting goals can be difficult and how a financial planner can support you in setting your goals and putting a plan in place to achieve your goals.
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