Schedule
your free ‘fit’ call
WHY: To help you (and us) make an informed decision about working together.
WHAT: A free 15-minute ‘Fit’ call to find out if we are the right planning firm to help you. We will share our step-by-step process that will improve your ability to build wealth during your peak earning years and bring more clarity to your financial world.
WHO: Divorcee & Widows who need advice & guidance to manage their wealth.
No Cost or Obligation
We want you to know exactly how we can help before you pay us a single dollar.
3 Possible Outcomes
We will end the call in one of 3 ways;
we like each other and want to work together,
we like each other but we are not a good fit for your needs,
we don't like each other and respectfully go our separate ways.
15 minute ‘fit’ call
A 15-minute phone call will give us both a chance to make sure your situation matches our expertise. After all, you wouldn’t see a Cardiologist if you needed foot surgery. This intro “Fit” Call focuses exclusively on your family’s financial goals & priorities, yours current and future means to achieve them, and whether our team is the right fit to help you bridge that gap.
Because we only work with a select group of clients, we use this call to determine if we are a good fit and if not we will happily point you to the right expert for your unique needs. If we are a good fit, before our next meeting, we will send you a quick link to fill out to better prepare us for our initial get together. This tool will paint a one page visual picture of your family’s entire financial world.
Discovery Meeting
Like a doctor, it’s important to diagnose before we prescribe.
The next step is a one-hour in person or virtual meeting that will serve three functions.
1. Our team will get crystal clear on your financial goals, needs, and concerns as well as learn about your current financial situation.
2. You will get a clear understanding of who we are, our process, and our approach. We will walk through the Financial Plan process that all new clients of Newcastle Advisors go through so you understand exactly what’s involved in hiring our team to complete your Financial Plan at the meeting’s conclusion.
3. Most importantly…We will find out if we actually like, trust, and want to spend more time together!
At this point, If we all agree to start your Financial Plan, we will sign the necessary paperwork and you will pay the first half of the planning fee to officially start building your financial roadmap.
Beginning Your Financial Plan
After our one-on-one meeting, if we both agree to move forward, we will begin your Financial Plan and work on building your family’s road map from the ground up. We will start the process our process that’s founded upon our experience, research, and thousands of hours of training.
Fundamentally the journey we’re starting seeks to answer 3 questions:
1. Are you on track to reach your short term and long-term financial goals (e.g. retirement, or work-optional)?
2. Are you doing everything you can to limit your current and future tax bill?
3. Are your investments aligned with your goals, time horizon, and risk tolerance?
Once we begin the financial plan, our planning team will help you gather your investment statements, policies, tax returns, budget assessments and start onboarding you to start building the future of your own choosing.
Plan Delivery
With the Financial Plan complete, we will schedule our Delivery Meeting to review your current financial standing, and present our findings, analysis and recommendations.
In plain English, we will explain exactly what you need to do to reach your financial goals. We will break down your present and future cash flow, analyse your spending & saving habits, reorganize your financial priorities (if necessary), and run through your plan’s diagnostics.
We will also address the three critical questions we asked during the Planning Input phase.
Plan Implementation
We will walk you through the individual saving strategies, tax planning strategies, individual investment recommendations, and protection planning suggestions that we would help you implement IF you hire us to become your ongoing advisor at the plan’s conclusion.
To help you make a smart decision, we ask you to answer these questions after this meeting:
Do I like, trust, and respect the team at Newcastle Advisors?
Do the benefits outweigh the cost?
Do I understand and agree with their investment approach?
Do their financial planning recommendations make sense?
If you decide that we aren’t a good fit to work together any further than the Financial Plan, we will not take it personally. In fact, maybe you just wanted a diagnostic & check-up of your financial health before carrying on your own, that’s ok! We will wish you the best and will be available to serve as a resource in the future.
Implementation Review
If we all agree to move forward and implement the action steps from your plan we will start transitioning assets, let you know when you can expect the changes to be complete, and show you how to access your new accounts.
Ongoing Planning
As your financial advisor, we continuously monitor and review with you your Financial Plan and your underlying investments to ensure that both are in line with your financial situation as it evolves.
Our role is to serve as your trusted advisor, always, so you can focus on living your life & doing the things most important to you and your family.
Put another way, WE GOT THIS.
HOW DO I KNOW IF I AM A GOOD FIT?
______________
WE DELIVER THE GREATEST VALUE WHEN WE FOCUS ON QUESTIONS YOU CAN'T ANSWER YOURSELF WITH 100% CONFIDENCE,
AND ALLOW US TO LEND YOU OUR YEARS OF EXPERTISE.
OUR TYPICAL CLIENTS ARE:
Divorcee & Widows who need advice & guidance to manage their wealth.
Divorcee & Widows who want to team up with a financial advisor to avoid missing out on major planning opportunities so they can achieve long term financial security.
STILL HAVE QUESTIONS? KEEP READING...
Why would I want to do business with Newcastle Advisors?
Because we’re awesome. But more seriously we genuinely love educating and empowering our clients to take control of their financial future. We pride ourselves in our ability to make complex financial topics easy to understand. We use powerful tools to enhance the planning experience and we love creating a highly personalised client experience.
Second, we offer an objective perspective, free from any conflict of interests through utilising our unique Financial Planning process. Whether you are looking for an analysis of your current financial picture, or you are ready to make some changes in your financial world, we can help with both. We aren't required to have assets under our management to work with someone.
As a financial advisor we have a duty to operate in the best interest of each and every client. Not all advisors and brokers operate exclusively under the best interest duty – but we do, and we believe this is key differentiator from many of our competitors at the larger firms linked to superannuation funds and banking institutions.
How do you get paid?
We create Financial Plans for a flat fee that ranges depending on the complexity of your situation. We make objective, actionable recommendations that you can choose to implement with our firm or anywhere you feel comfortable. If you choose to work with us after your Financial Plan is complete, we may receive commission from insurance policies in your plan we implement.
Do you manage my assets?
We can. But first and foremost, we will create a Financial Plan, which does not require you to hold any of your investments with us. If you choose to implement the plan with our firm, at that point we will manage your assets.
Why can’t I do it all by myself?
You probably could. However, we have been creating financial plans for the past 16 years and it is the ONLY thing we do, meaning we spend 24/7 reviewing, revising and implementing financial plans. We are kind of obsessed with financial planning and since you really only have one chance in life to get your plan “right” are you confident you have the bandwidth to take on that responsibility? Many people choose to work with our team to free up time and energy that could be used on more meaningful experiences.
What if I only want advice but not sure I want to move my investments?
We are a planning first firm. We actually do not move any investments before first designing a Financial Plan. Our Financial Plan will provide you 360 view of your entire financial world. As part of the plan we will give you our recommendations, but you are by no means obligated to implement them with us. We believe in providing objective advice free from the conflict of interest you might find with advisors who are going to recommend the same products to everyone they meet with. Your needs are unique and so should be the solutions that make up your financial plan.
What is your minimum investable asset amount I need to have to work with you?
If you are approaching retirement, say 5-10 years away from stepping off the wheel, we typically work with pre-retirees with $500,000 and above in savings.
If you are a divorcee or widow who want to team up with a financial advisor to avoid missing out on major planning opportunities so they can achieve long term financial security.
NOT QUITE READY TO SCHEDULE AN APPOINTMENT? THAT’S OK!
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