Newcastle Advisors is a full service financial advisory firm focused on helping the people of Newcastle grow and secure their wealth. We believe that everyone can benefit from some form of financial advice. Whether it be to improve circumstances or to overcome challenges, we will work with you to better your financial outlook.

At Newcastle Advisors, we take the time to listen to you, enabling us to fully understand your current situation and your purpose. We will identify your goals and challenges, and then give you a clear understanding of what areas we believe need to be addressed and how we can add significant value to your situation.

Our approach is to develop simple and practical solutions to give you control over your financial future. Your plan will provide you with strategic solutions to take control of your finances, and give you the ability to enjoy your time. Contact our Newcastle Financial Planners today.

OUR PHILOSOPHY IS TO MAKE YOUR LIFE SIMPLE AND EASY

We understand that talking about finances, investments, debt and superannuation can be daunting and sometimes overwhelming. That is why our team partners with you, using all of our knowledge, skills and experience to make the complex seem simple. We do all the heavy lifting to ensure you have the time to build and create the life you have always wanted.

We will help you determine the steps necessary to reach your goals, with innovative solutions based on strategies that work. As your trusted Newcastle Financial Planners with over 20 years of experience in helping the people of the Hunter, we look forward to growing with you in the years to come. Contact our Newcastle Financial Planners for a complimentary review of your circumstances, where we will provide a personalised proposition on how we can support you.

Furthermore, the following outlines the 4 steps Newcastle Advisors takes each client through when they seek advice.

Identifying current situation

This is a critical step in understanding where you are at, how you got there, your mindset, your behaviour, which will provider a bigger picture and a better understanding for us to identify what we need to focus on during our partnership and what support you require to get where you want to go.

For many of our clients, especially couples, whether they have been together for 12 months or 30 years, many do not know where they sit financially today. Some people know they are in financial trouble or are so far away from retirement or repaying their mortgage that they bury their head in the sand and don’t take responsibility or hold each other accountable for their position.

At times we are not only there to support you with getting back on track, but to also manage and interpret the information. Some of our advisors feel like marriage counsellors, however this is all part of the process and supports us in building strong foundations for our long term partnership.

We want to ensure that we all start on the same page and acknowledge the starting point for our relationship.

Identifying purpose/why

Identifying your purpose (or meaning or your why) is the motivation that drives you toward a satisfying future. It also helps you to get the most from the things you do and achieve – large and small – right now.

Philosopher Victor Frankl puts it simply, “that when one has a reason or a purpose for which to live, one can endure almost anything. The individual is primarily responsible for their attitude to the circumstances in their life, and it is both the individual’s freedom and their responsibility to create meaning in every situation.”

Your purpose helps you;

- Prioritise your life

- Make plans

- Get the drive to keep going when things are challenging

- Identify what truly count if circumstances change

Your purpose reflects things that give you meaning, security and pleasure, like;

- Comfort

- Family

- Financial stability

- Laughter

- Health

Some people know from an early age exactly what they want to be in life. Some don’t know till much later in life, and that’s okay, too. Your purpose can change as you grow, as you learn new things about the world and about yourself, and as you meet new people and experience new things. What is important is being able to identify the things that matter to you.

Identify goals

My experience with clients over the years, is when we ask about some of their goals, generally people will speak about;

- We wish to renovate the house, kitchen, bathroom etc.

- Take the family on a holiday

- Pay for our children’s education

- Repay our mortgage

- Retire and live comfortably

However, when we ask additional questions and dive a bit deeper, is when we find the real reason for these goals.

Goals and purpose are not synonymous.

Goals are more specific, finite accomplishments that serve your ultimate purpose.

For example; I want to repay our mortgage within 10 years, to provide the financial stability and freedom, which will give my partner and I a choice around our employment and how we experience life together.

When you are identifying your goals, ensure that it is linked back to your ultimate purpose, or express what this goal will mean to you, your partner and/or your family.

This will support with keeping your accountable, ensuring you take responsibility and benefit from the rewards.

It is much easier to achieve your goals if they are rewarding, rather than money-driven. When your goals satisfy your purpose, your needs are met, which are coupled with a sense of accomplishment, pride and happiness.

Discuss how we get to goals - smaller steps - strategies - plan - accountability

When setting big goals, it can be daunting and the best way to counter this is to break down your big goal into a series of small goals.

When my sister set the goal to run her first marathon in 6 months, her first goal was to run for just 15 minutes per run in the first week and then just increase the time she ran by five minutes per week for next two months. Taking this approach allowed her to generate some early success, which allowed her to build momentum and increase confidence, which then encouraged her to raise the weekly increase by 10 minutes for the next two months and then 15 minutes per week for the last two months.

Taking these small steps and then just increasing by comparatively small amounts put her in the position where, after 24 weeks, she was able to run for over 4-hours which then allowed her to be successful in achieving her big goal (or as I called it - mid-life crisis).

We support our clients with identifying their goals, then establishing and implementing strategies to help them achieve their goals and supporting them deliver their sense of purpose.

Conclusion

This is where we start in our initial meeting.

Your purpose, identify and acknowledge where you are at today, identify your goals and discuss the strategies and process on how we are going to support you in getting there.

At the conclusion of our initial meeting, we will have a good sense of whether you are a good fit for our business and if we can add significant value to your situation. You will have a better understanding of our business and if we are a match for the partnership you are seeking.

We are not for everyone, whether someone is looking for a DIY option, not looking for advice, or not looking to pay for professional support, we may not be the right fit for you. That is ok. However, we endeavour to provide an experience of our business to each and every person that seeks our support.

GET YOUR FREE CONSULTATION

Our Newcastle financial planners also have offices in Sydney and help clients across the local areas including Newcastle Financial Planning(Merewether financial planning, The Junction financial planning, The Hill financial planning, Bar Beach financial planning, Newcastle West financial planning, Hamilton financial planning, Adamstown financial planning, Redhead financial planning, Whitebridge financial planning, Kotara financial planning, New Lambton financial planning, Mayfield financial planning), Maitland Financial Planning (Morpeth financial planning, Lorn financial planning, Rutherford financial planning, Aberglasslyn financial planning, Metford financial planning, Beresfied financial planning), The bay (Medowie financial planning, Fern Bay financial planning, Fullerton Cove financial planning, Anna Bay financial planning, Nelson Bay financial planning, Shoal Bay financial planning, Tea Gardens financial planning, Hawks Nest financial planning), Lake Macquarie Financial Planning (Cardiff NSW financial planning, Glendale financial planning, Speers Point financial planning, Fennell Bay financial planning, Bolton Point financial planning, Coal Point financial planning, Toronto financial planning, Valentine financial planning, Belmont financial planning, Eleebana financial planning, Warners Bay financial planning, Caves Beach financial planning), Hunter Valley Financial Planning (Muswellbrook financial planning, Scone financial planning, Pokolbin financial planning, Cessnock financial planning, Singleton financial planning, Broke financial planning, Rothbury financial planning), Central Coast Financial Planning (The Entrance financial planning, Bateau Bay financial planning, Berkeley Vale financial planning, Tuggerah financial planning, Wamberal financial planning, Terrigal financial planning, Erina financial planning, Avoca financial planning, Gosford financial planning, Woy Woy financial planning, Picketts Valley financial planning) & Sydney Financial Planning (Castle Hill Financial Planning, Rouse Hill Financial Planning, Dulwich Hill financial planning).

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