What is a Financial Planner?
What is a financial planner?
A Financial Planner is your personalised GPS.
A GPS is similar to a financial planner.
They both find out where you are, find where you want to go and make a plan to get you to your destination.
Lake Macquarie’s leading financial planning adviser Matthew McCabe explains what a financial planner is in the following video.
At Newcastle Advisors, our team of expert financial advisors are here to help you navigate every financial challenge that comes your way with the confidence only professional financial advice can provide.
During this initial obligation and cost-free consultation, you’ll receive:
A clear understanding of your current financial situation
Answers to every one of your questions
A comprehensive overview of your investment options and how they may fit into your financial plan
Clarity and direction when it comes to your personal financial goals
An outline of the strategies discussed to serve as the road map for your financial journey
Let us help you tackle any financial challenge that comes your way!
“Newcastle Advisors were very easy to deal with, they went above & beyond - including delivering all paperwork personally. They quickly understood what we needed & explained things in an ‘easy to understand’ language.
We appreciated how they kept us informed every step of the process & never left anything unexplained. Would highly recommend Newcastle Advisors to anyone.”
— ROSS & LISA - BOOLAROO
“Being self employed I knew I needed some type of insurance cover to protect myself.
Matt & the team at Newcastle Advisors were able to identify exactly what I required so my family & I are protected against injury & illness”
— JAMES - BELMONT
“My experience working with Matthew & the team at Newcastle Advisors was exceptional. They were very clear & thorough throughout the process & made it easy to understand. They outlined the different options & the pros & cons of each.
I would highly recommend Newcastle Advisors to anyone interested in getting on top of their finances.”
— REBECCA - NEWCASTLE
“I came to Matthew & the team to discuss my personal superannuation fund and to also discuss the options that were available for my future financial planning. I had some financial problems and I was very impressed with the personalised professional service and advice given to me, and how Matthew has tailored this specifically to suit my situation and future needs.
I felt very comfortable to put my finances in Matthew’s care and for him to guide me in the right direction.
I thank Matthew for this as I have finally been able to relax and leave all my affairs in Matthew’s hands, in the full and comfortable knowledge that he is working for the benefit of us both; it is a win/win feeling and one that will allow me to happily recommend Matthew and the team to anyone who is interested in changing to a more reliable money manager, one who clearly cares about the individual customer and their needs.
I have no hesitation in recommending Matthew’s services with complete trust and I look forward to a continued relationship with him.”
— MARK - BOLWARRA HEIGHTS
The Government website MoneySmart explains,
“A good financial adviser gets to know you. They work with you to set your financial goals and make a plan to help you achieve them.” https://moneysmart.gov.au/financialadvice
The Investopedia website outlines that “A Financial planner is a qualified investment professional who helps individuals and corporations meet their long-term financial objectives. Financial Planners do their work by consulting with clients to analyse their goals, risk tolerance, life or corporate stages and identify a suitable class of investments for them. From there they may set up a program to help the client meet those goals by distributing their available savings into a diversified collection of investments designed to grow or provide income as desired.” (https://www.investopedia.com/terms/f/financialplanner.asp)
Rate City explains “A financial planner is a great resource to help you do just that – plan and manage your finances by providing money-management advice.”
(https://www.ratecity.com.au/investment-funds/articles/what-is-a-financial-planner)
Consumer website Choice states “….if you're planning on buying a house, setting some long-term financial goals or wondering what to do with a lump sum of cash, you might be in need of some professional financial advice. Financial planners and advisers can make managing your money a whole lot easier, but it's important to know who you're dealing with, what they can do for you, and what's in it for them.”
(https://www.choice.com.au/money/financial-planning-and-investing/financial-planning/buying-guides/financial-planning)
The Balance makes personal finance easy to understand. It is home to experts who provide clear, practical advice on managing your money. They explain “…A financial planner is a professional who helps you organise your finances and projects the results of your savings and investments so you can see how well prepared you are for retirement. They also help you make decisions with your money that will help you reach your financial goals as efficiently as possible.”
(https://www.thebalance.com/what-will-a-good-financial-planner-do-for-me-2388442)
Business Insiders outlines that “..A financial planner gives expert advice and assistance to help you reach your financial goals. What that looks like exactly will depend on your situation and needs.”
(https://www.businessinsider.com/what-does-a-financial-planner-do-guide?r=AU&IR=T)
Wikipedia states “A financial planner or personal financial planner is a professional who prepares financial plans for people. These financial plans often cover cash flow management, retirement planning, investment planning, risk management, insurance planning, tax planning, estate planning and business succession planning (for business owners).
(https://en.wikipedia.org/wiki/Financial_planner)
The finder.com.au website outlines “…Financial planners are qualified to give you personal financial advice and can actively manage your investment portfolio(s) to create wealth and safeguard against loss. By analysing your personal and financial circumstances, as well as your life goals, a financial planner creates an investment plan to give you the lifestyle you want now and in the future. Financial planners are not just for the rich; everyday Australians also use financial advisory services. Of course, your goals must be realistic. Financial planners are not magicians.”
(https://www.finder.com.au/financial-planning)
Forbes.com states “Deciding whether to get a financial advisor or manage your own investments is a big decision. Not everyone needs an ongoing relationship with a financial planner or investment advisor. But many investors who would benefit from working with a wealth advisor don't seek professional advice or mistakenly think they don't need it.”
https://www.forbes.com/sites/kristinmckenna/2020/08/10/do-i-need-a-financial-advisor-or-should-i-do-it-myself/#507419ba716b
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